Written by Yohan Yunstaff editorReviewed by Robert Lakinstaff editor

Written by Yohan Yunstaff editor

Reviewed by Robert Lakinstaff editor

Toyota Finance opens tokenized bonds to retail investors via mobile payment app

Latest NewsPublishedAug 18, 2026

Retail investors can apply to buy the 1 billion yen bond without a securities account and receive perks through Toyota’s payment app.

Toyota’s finance arm is launching a tokenized bond that retail investors can buy directly through the Japanese carmaker’s mobile payment app, Toyota Wallet.

Toyota Finance stated Tuesday that applications have opened for the one-year bond, with investments starting at 100,000 Japanese yen ($676). The new bond will be distributed directly by Toyota Finance, allowing investors to buy it without opening a securities account.

The 1 billion yen bond carries a 1.72% annual interest rate and will be managed on blockchain infrastructure provided by Japanese security-token firm BOOSTRY.

The carmaker stated the direct distribution model will allow it to integrate applications, communications with bondholders and investor benefits within the same ecosystem.

Investors may also receive Toyota Wallet balances and qualify for benefits including Fuji Speedway tickets and test-drive experiences, including in Lexus and selected classic Toyota vehicles.

The offering is Toyota Finance’s second security token bond following its debut issuance in March 2025, which was sold through securities companies.

Related: Avalanche, Toyota Blockchain designing autonomous robotaxi infrastructure

Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph’s Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently.

• Toyota
• Security
• Tokenization
• Tokens
• Bonds
• Blockchain

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